Required Documents

To get started, first fill out our fast and secure 60 Second Quick App.  Our loan processors will assist you in gathering the following information which is generally required to complete your loan.

• Past two (2) years' W-2 statements
• Pay Stubs covering the last (30) thirty days
• Three most recent monthly bank statements
• Most recent transaction summary of 401K, IRA, or Mutual Fund Accounts
• Photocopies of any stocks or certificates of deposits
• Copy of the purchase and sale agreement
• If divorced, a fully executed divorce decree
• For a refinance, a copy of the deed, and most recent tax bill
• A letter of explanation for any known credit problems

  If you self-employed, employed in sales, paid by commission, or own rental real estate:

• Two (2) years signed personal tax returns - including all schedules
• If self-employed through a corporation, last two years' corporate returns as well as a year-to-date profit and loss statement and balance sheet

Different programs require varying amounts of documentation. The loan program you select may require more or less documentation. Please contact us for a free, no-obligation consultation.